Cover if you fall
critically ill

  • Tax-free payout if you fall critically ill
  • Free cover for your children as standard
  • Cover for up to 64 serious medical conditions

Policy details

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Life insurance policies don't cover you indefinitely. Consider:

  • When will your mortgage come to an end?
  • When will your family and dependents become self-sufficient?
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x

With level-term life insurance, your family will receive a fixed payout if you die.

With decreasing-term life insurance, the potential payout gradually decreases – cheaper, and ideal if you just want to pay off the mortgage.

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When choosing how much cover you need think about how much your family would still need if you were no longer with them. Consider:

  • Your outstanding mortgage balance.
  • Other financial commitments such as loans, overdrafts and credit card balances.
  • Education costs for your children. Ongoing family & home living costs (bills, food, home maintenance and home improvements).
  • Any lump sum you would want to leave each of your loved ones for their future, such as a deposit for a house.
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Consider how much you would need to pay the bills and other essential living costs. You may also want to consider the potential costs of treatment or adjusting your home.

About you

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Benefits

Find a competitive deal to protect yourself and your family

You could find a critical illness policy for less than you'd think from our panel of leading UK insurers. This cover could protect you and your loved ones if you become seriously ill. The payout could be invaluable for supporting your family during an illness that could change all of your lives.

Five star critical illness cover

Some of the critical illness policies on Think Insure's panel have been rated five stars by Defaqto - an independent company that compares, analyses and rates financial products.

Secure your children's future

The thought of not being there to support your children and grandchildren is a hard one. We could help you set up a life insurance policy that covers the cost of raising your little ones, education and university fees and anything else they might need as they grow up.

Choose from a range of policies with different benefits

Whatever critical illness policy you choose through Think Insure, you'll have the peace of mind of knowing that your children are covered too - absolutely free. You could get cover for up to 64 of the most common critical conditions including stroke, cancer and heart attack. There are also policies available that provide free medical advice and support from specialists.

Cover for your children

You'll have the peace of mind of knowing that your children will be covered on any critical illness policy you buy through Think Insure.

Our service is free

We won’t charge you a penny for comparing life insurance deals from our panel of leading UK insurers.

FAQs

Do I need critical illness cover?

If you can't imagine how you'd get by day-to-day without your income whilst dealing with a serious medical condition, critical illness cover could provide the safety net you need.

How can critical illness cover help?

When you're diagnosed with a critical illness included in your policy, you'll receive a payout. This payout can be used however you or your loved ones see fit. It could help you stay on top of all your monthly commitments, like housing costs, food and bills. It's likely that your life will change a lot while you're critically ill, so the payout could help you and your loved ones to adapt. For example, you could use the payout to handle the cost of your care, or for modifying your home or car if you have decreased mobility.

Which conditions are covered?

Some critical illness policies cover more conditions than others - however they will all cover common conditions such as cancer, stroke and heart attack. Bear in mind that some illnesses are only covered when they reach a certain severity. It's best to check the policy to see exactly what you'll be covered against.

Single or joint critical illness cover?

If two of you support your family, you may want cover for both of you in case of critical illness. You can either do this with two separate policies or with one joint policy. Buying a joint policy may work out cheaper. Keep in mind, though, that many joint critical illness policies are only designed to pay out once.

Will my critical illness policy cover my children too?

All critical illness policies from Think Insure include cover for your children, free of charge. Read your policy document to see how much cover your children could get.

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of customers are happy with our service

"Very pleased with the service, I brought life insurance which gives us peace of mind that everything is covered, would use the service again!"

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0%
happy customers
of customers are happy with our service

"Very pleased with the service, I brought life insurance which gives us peace of mind that everything is covered, would use the service again!"

Read Reviews

Critical Life Insurance benefits

Find a competitive deal to protect yourself and your family

You could find a critical illness policy for less than you'd think from our panel of leading UK insurers. This cover could protect you and your loved ones if you become seriously ill. The payout could be invaluable for supporting your family during an illness that could change all of your lives.

Five star critical illness cover

Some of the critical illness policies on Think Insure's panel have been rated five stars by Defaqto - an independent company that compares, analyses and rates financial products.

Choose from a range of policies with different benefits

Whatever critical illness policy you choose through Think Insure, you'll have the peace of mind of knowing that your children are covered too - absolutely free. You could get cover for up to 64 of the most common critical conditions including stroke, cancer and heart attack. There are also policies available that provide free medical advice and support from specialists.

Cover for your children

You'll have the peace of mind of knowing that your children will be covered on any critical illness policy you buy through Think Insure.

Our service is free

We won’t charge you a penny for comparing life insurance deals from our panel of leading UK insurers.

Frequently asked questions

Do I need critical illness cover?

If you can't imagine how you'd get by day-to-day without your income whilst dealing with a serious medical condition, critical illness cover could provide the safety net you need.

How can critical illness cover help?

When you're diagnosed with a critical illness included in your policy, you'll receive a payout. This payout can be used however you or your loved ones see fit. It could help you stay on top of all your monthly commitments, like housing costs, food and bills. It's likely that your life will change a lot while you're critically ill, so the payout could help you and your loved ones to adapt. For example, you could use the payout to handle the cost of your care, or for modifying your home or car if you have decreased mobility.

Which conditions are covered?

Some critical illness policies cover more conditions than others - however they will all cover common conditions such as cancer, stroke and heart attack. Bear in mind that some illnesses are only covered when they reach a certain severity. It's best to check the policy to see exactly what you'll be covered against.

Single or joint critical illness cover?

If two of you support your family, you may want cover for both of you in case of critical illness. You can either do this with two separate policies or with one joint policy. Buying a joint policy may work out cheaper. Keep in mind, though, that many joint critical illness policies are only designed to pay out once.

Will my critical illness policy cover my children too?

All critical illness policies from Think Insure include cover for your children, free of charge. Read your policy document to see how much cover your children could get.

A couple of points about Critical Illness Insurance

0%
of customers are happy with our service

"Very pleased with the service, I brought life insurance which gives us peace of mind that everything is covered, would use the service again!"

Read Reviews
0%
happy customers
of customers are happy with our service

"Very pleased with the service, I brought life insurance which gives us peace of mind that everything is covered, would use the service again!"

Read Reviews